Find out what you're entitled to

Free · anonymous · 2 minutes. We check 48 UK benefits + apply Local Housing Allowance for your area.

Quick start — pick a typical situation

About you

Family

Situation

Home

Money

About you

Helps us check age-related benefits like State Pension.

Your age

Sex

Country

Household

Your family

For Child Benefit, UC child elements, Healthy Start vouchers.

Number of children (under 16) Drives Child Benefit + UC child element

Of which, disabled Drives UC disabled child element + DLA

Your situation

Tick anything that applies — each unlocks additional benefits.

Health condition limits work?

Caring 35+ hrs/wk for someone disabled?

Pregnant or new baby (<12 mo)?

Bereaved last 18 months?

Veteran with service injury?

Unemployed seeking work?

Your home

For Housing element — we auto-apply your area's LHA cap.

Renting?

Postcode (or first part) — auto-detects your LHA area

LHA area (auto-set by postcode)

Monthly rent (£) Auto-capped at LHA rate for your area

Bedrooms entitled to

Your money

For UC earnings taper, capital test, childcare element.

Annual earned income (£) Net pay/yr. 55p reduction per £1 over Work Allowance.

Savings / capital (£) UC blocked >£16k; tapered £6k-£16k

Monthly childcare (£) Registered childcare. UC pays 85%.

You could claim

£0

per year

£0

monthly

£0

weekly

£0

household total

✓Definitely entitled / likely

?Worth investigating (may need DWP assessment)

🏠 What can you really afford?

Move the slider to a property's rent. We'll show the full monthly cost of living in that home — rent, council tax, energy, water, broadband, food — using 2025/26 official rates, so you know if it's truly affordable before you view.

Monthly rent of property

£700/mo

Household size i

Source: Ofgem TDCV (low/med/high tiers used by every UK comparison site)

Browse properties at this budget →

Sources: Council Tax 2025/26 published rates from each local authority · Energy: Ofgem TDCV (Typical Domestic Consumption Values) + Ofgem Energy Price Cap Q2 2025 · Water: Ofwat 2025 company-by-company averages · Broadband: Ofcom social tariff list (BT Home Essentials, Virgin Essentials — UC claimants qualify) · Food: ONS Family Spending Survey + JRF Minimum Income Standard 2024. Estimates only — your actual bills will vary by usage, supplier, tariff, and council scheme.

🏘 Available properties matching your budget

Live listings from Dssmove. Pre-filtered to your postcode and your Housing Element budget — widen the search to see more options.

Location (city/town/postcode)

Radius

Max monthly rent

Property type

Min bedrooms

Max bedrooms

Min monthly rent

Important — please read

Not financial advice. This calculator is provided for general information and educational purposes only. It does not constitute, and should not be relied upon as, financial, legal, or benefits advice. For tailored guidance, contact Citizens Advice, entitledto.co.uk, or a qualified welfare adviser.
Benefit estimates are indicative. Actual Universal Credit and other benefit awards depend on a DWP assessment of your full circumstances. Figures shown use 2025/26 published DWP rates, Local Housing Allowance tables, and the standard taper/cap formulas, but your real award may differ.
Council tax estimates — confirm with your local authority. The Band A rate shown is the published 2025/26 figure for your detected local authority. The actual property may be in a different band (B–H). The Council Tax Reduction (CTR) percentage is a national rough guide — every council runs its own scheme with different income tapers, capital limits, and exemptions. Check the actual band on gov.uk and contact the council to apply for CTR.
Utility estimates use UK averages. Energy figures are from Ofgem TDCV + Q2 2025 Price Cap; water from Ofwat regional averages; broadband assumes you qualify for the Ofcom social tariff (BT Home Essentials £15/mo). Your actual bills will vary by usage, supplier, and tariff. Contact your suppliers (or compare via Ofgem's Energy Compare) for a personal quote.
Food estimates use national essentials data (JRF Minimum Income Standard 2024 + ONS Family Spending). These cover a no-frills weekly shop only.
Property listings. Provided by Dssmove. We do not verify availability, condition, or landlord credentials — always view in person and conduct your own due diligence.
Nothing is stored. Everything in this calculator runs in your browser. Saved calculations stay in your browser's local storage on your device.

Browse the full Dssmove property database

You can afford £0/month rent in your area.

All properties — advanced search →

How accurate? Calculator validated against Citizens Advice + DWP worked examples (UC taper, capital tariff, child element, standard allowance all exact). Uses official DWP 2025/26 rates + LHA. Estimate only — actual award depends on DWP assessment and local council schemes. Nothing stored — everything in your browser.